Cristian Vergara's blog

I attended the GTR Mortgage Specialists’ exclusive 2025 Canadian Budget Update event, which was a great opportunity to connect with mortgage finance professionals. One of the highlights was hearing from keynote speaker Robert Hogue, Assistant Chief Economist at RBC. According to Robert, the year ahead is expected to mirror current 2025 market conditions.

My main takeaway is that housing prices and interest rates are likely to remain relatively stable. If you’re looking to purchase your first home, upsize, or downsize, this may be the right time to act—there are great opportunities in the...

Happy to have been part of this Christmas celebration for the seniors of the WMRCC of Durham Women’s Multicultural Resource and Counseling Centre of Durham

Their Seniors Project made a meaningful and lasting impact on the lives of seniors. It improved their physical health, boosted mental well-being, reduced isolation, and empowered them with knowledge and digital skills. Many participants shared that they felt more connected, confident, and supported than ever before.

The variety of activities created a safe, inclusive space where seniors could thrive, feel valued, and actively...

Christmas has definitely arrived at our office…

Santa and his elves will be busy delivering all the gifts to the seniors. What a way to start this beautiful holiday season.

Thank you to each and every one that participated in the Secret Santa for Seniors 2025!!!

#secretsantaforseniors #suttongroupheritageajax #christmasseason

I had the pleasure of meeting with my long-time friend Jaime Ramos Jr., RBC Royal Bank Mortgage Specialist, and his team after a great lunch at @StockT.C. We had an excellent opportunity to discuss financing and today’s real estate landscape alongside other industry professionals.

One of the key takeaways from our conversation is that this is an exceptional time to purchase real estate—particularly condos. Interest rates remain attractive, and there are strong opportunities for clients considering investment properties. We also highlighted the growing potential in acquiring 6-plexes...

Rules for rent increase

In most cases, the rent for a residential unit can be increased if at least 12 months have passed since the:

• Last rent increase, or
• Date the tenancy began
• The landlord must give a tenant written notice of a rent increase in the proper form at least 90 days before it takes effect.

The proper forms for this notice are available from the Landlord and Tenant Board. If your landlord has not provided the proper notice, or you believe that your rent has been raised by an improper amount, you can dispute it at the Landlord and Tenant Board within 12 months after the...

Attended the Town Of Ajax’s A Home In Your Backyard Presentation. Great idea for those who would like to add a small home in your backyard.

Call me to review further.

#gardensuite #ADU #backyardsuite #minihome #duplex #IncomeSuite #incomeproperty #rentalproperty

Not sure where to move to after retiring, looking to retire and move out of the GTA? 

Think Kingston Ontario, beautiful city with so much to see and do, plus it offers amazing water views, restaurants, cafes and calm living. It has everything; shopping, hospitals, active living, great prices, beautiful neighbourhoods, OHL Hockey Team, huge cultural life and so much more.

Call me if you are thinking of selling your home and want to review your options.

"Your AMIGO in Real Estate"

#Downsizing #RetirementHome #MovingOutofTown #SmallCityLiving #KingstonRealEstate #MovingOutofTheGTA...

For all my Landlord Friends and Clients...

The Landlord's Self-Help Centre has some great information to assist Landlords for free. They are an amazing organization set up to assist small to medium sized landlords. This is a great event to get to know more about the business you are in or want to get into.

And remember, As Your AMIGO in Real Estate, I am always ready to assist you with all your Real Estate Need...

#InvestmentProperties #RentalProperty #incomeproperty #realestateinvesments #Landlords #Realtor #SellingAnInvestmentProperty #TenantConcerns #LandlordsSeflHelpcentre

We have been informed that all the seniors have been fully adopted for this upcoming 2025 holiday season!!

This was a group effort...from the organizers, volunteers and teams!!

We are overwhelmed with joy and gratitude to every one that reached out.

THANK YOU!!